Investing in your child’s education is often one of the most important yet challenging saving endeavours you can undertake and as a parent you don’t need any reminding of the urgency to start planning and saving today.Having a baby has financial implications and most new and future parents need to start saving straight away if […]
Category Archives: Financial Planning
SPRING CLEAN YOUR SPENDING – PART 2
Your finances can use some spring cleaning as much as your house does. Last week we went over some budgeting and account handling ideas, this week we continue with some more ways to get you feeling financially refreshed… Review recurring costs We become accustomed to recurring fees to a point of comfort. Maybe it is […]
SPRING CLEAN YOUR SPENDING – PART 1
Clearing out old clothes and a garage full of stuff? While you might be tempted to just dump it all, there are people less fortunate that can use your second hand clothing to keep warm in the evening chill. While you are spring cleaning the accumulated clutter in your house, why not brush up on […]
HOME BUSINESS INSURANCE, DO I NEED IT?
So you have started a new business from home, it’s still small beginnings and you wonder to yourself: “What risks are involved that I would need business insurance if I am working from home and have no premises to worry about?”. Whilst your revenue may be small, the answer to the question of whether your […]
5 FINANCIAL LESSONS FROM 2014
When it comes to debt management you need to have some contingency plans in place for those unexpected and uncontrollable circumstances that can put a strain on your cash flow. To best plan for the unforeseeable future, we look to the past and identify trends that may recur in the future: Fuelling Up Looking back […]
AVOID THE ‘NEW DIET’ APPROACH TO INVESTING
Saving is a tricky financial discipline to master. Most people agree that it’s wise to save, but are unsure as how best to do it. They try one way, take a break, then try another. It’s similar to the way many people try to eat healthily. Again, we all agree to the benefits of healthy […]
HOW CAN I LOWER MY CAR INSURANCE?
Insurance is one of those purchases that requires a mature and foresightful mindset. The reality is that it’s not really about if you will have a bump or a scrape, but when… Once you come to terms with this, it then becomes a question of spending as little as needed on your premiums whilst getting […]
INVESTING IN ETF’S FOR KIDS
If you are interested in investing for your children’s future education, a good way to achieve this is with exchange-traded funds (ETF). It is best advised to have a balanced portfolio spread over multiple asset classes so as to reduce volatility and enhance performance potential. You should consider the following points when setting up education […]
10 TIPS FOR FINANCIAL PLANNING
Do you want to begin your 2015 financial year on a good note? Then what better time to review your financial plan! A financial plan provides you with the financial security to overcome unforeseen events and map out a financial future for yourself. When creating a financial plan you need to identify key achievable goals […]
5 WAYS TO MAKE YOUR FINANCIAL GOALS ACHIEVABLE
As 2014 has rolled over into 2015 people have invariably affirmed some New Year’s resolutions, but did you know that around one out of four people abandon their resolutions after one week! Seven days is all it takes to swerve off course. This isn’t because they have changed their minds about what they want, it’s […]