It’s a well-known and accepted fact that the best time to plant a tree was twenty-years ago! It’s easy to look back and wish we’d started or learnt something years previously, being able to see how it could have benefited us in the long run. It follows, then, that if we didn’t start something years […]
When it comes to building your wealth, it’s not about how much you make, it’s about how you work with what you have. You do not need a larger paycheck, you only need to invest and use your money wisely. Yes, more money gives you a larger budget to work from but that simply needs […]
A lot of people are quite financially stressed right now. It’s understandable – it’s been a hard few years for most of us, and the uphill climb back to a bustling economy, both locally and globally, is far from over yet. Does that mean that we have to be stressed with where SA has been […]
Most of us know someone who has emigrated, or is about to emigrate. After several hard years for our nation, it can sometimes seem like the bad is overwhelming. And, the South African media often seem to talk about nothing except the next new ‘sure disaster’. But it’s not all bad. There are some great […]
The ancient philosopher Aristotle came up with a single word for what every person wants: ‘Eudaimonia’. Eudaimonia means happiness but more than that it alludes to a sense of fulfillment. Many people have viewed financial planning as the management of financial goals and resources. Typical conversations would include questions like: “How much will my assets […]
A lot of people misunderstand the term ‘dread disease cover’… and with that name, it’s enough to take the smile out of anyone’s day. But dread disease or CI (critical illness) insurance is a powerful tool to ensure that health emergencies don’t trip up your financial dreams or weigh heavily on your family.
What you think you can do and what you can do are not the same thing. What would you try with your finances if you couldn’t fail?
When it comes to the things we want in life, most of them are inextricably linked with our finances.
It’s not for nothing that cyber crime and hacking was considered 2019’s number one “major risk” by the world’s largest insurer, Allianz, in their latest Risk Barometer Survey. These days, it’s not if the security of your electronic identity and assets will be tried by a criminal, it’s when.
Are you the type of person who puts in a little petrol here, a little petrol there, or enough to last you the week based on calculations you’ve done of what you need, or are you someone who fills your tank up every time you visit the garage?
‘Tax season’ elicits in most people the kind of shudder you’d imagine ‘open season’ to elicit in hunted animals. We all hate doing our taxes and, because of this, we often postpone the inevitable, sometimes with horrible consequences like penalties and waiting hours at SARS.